Zurich Kotak Health Insurance Claim Settlement

You face a claim in your health insurance policy when the contingency which is covered under the policy occurs. To make a claim, you should follow some steps and the claim would be settled

These steps are as follows

1. Inform Zurich Kotak Mahindra General Insurance Company of the claim. This intimation can be done online. You can visit the company’s home page and choose ‘I want to Register a non-motor claim’
2. You can also call the company’s toll-free number 1800 266 4545 or send an email to care@zurichkotak.com for intimating the company of your health insurance claim
3. If you are taking treatments at a networked hospital, you can make a cashless claim. For this claim, a pre-authorisation form should be filled and submitted to Zurich Kotak General Insurance Company
4. The pre-authorisation form should be submitted 3-4 days before you are planning your hospitalisation. In case of emergency hospitalisation, the form should be filled and submitted within 24 hours of such hospitalisation
5. Once the form is submitted, Zurich Kotak would assess your claim and approve it
6. Once you receive the approval of your claim, you would be eligible to get cashless services
7. You can take treatments and your medical bills would be settled by Zurich Kotak directly with the hospital at which you are being treated
8. Once you are discharged from the hospital, you should fill up a claim form and submit all the required documents to complete the claim settlement process