IndusInd Health Wise Health Insurance
IndusInd Health Wise Plan Resources
Policy Brochure
Policy Wordings
Exclusions of IndusInd Health Wise Health Insurance Policy
IndusInd Health Wise plan does not cover the following:
Ayush treatment
Day care procedures
Maternity expenses
New born treatment
Opd expenses
Cosmetic surgery, drugs / alcohol abuse, self-inflicted injury, war related injuries, non-medical expenses
Other Plans From IndusInd
IndusInd health insurance offers 3 health insurance plans. The premium of these plans starts from Rs. 3428/yr. The sum insured ranges from Rs. 1 Lakh - 5 Cr. Details of the comprehensive coverage provided by the following 3 IndusInd health insurance plans are listed below:
IndusInd Claim Process
IndusInd supports both cashless claims and reimbursement claims. This section covers the information on how to check IndusInd health insurance claim status, fill IndusInd health insurance claim form, and the claim settlement process.
- Once you seek treatment at a networked hospital, contact the hospital’s TPA (Third Party Administrator) desk and fill out a pre-authorization form
- The pre-authorization claim form should be filled and submitted within 24 hours of emergency hospitalisation. In case of planned hospitalisations, however, the form should be submitted at least 3-4 days in advance.
- Submit the form with a copy of your health card which has been issued by IndusInd with your health insurance policy.
- The form would then be sent to the insurance company which would assess it and approve the claim.
- Once the claim is approved, the insurance company would settle the hospital bills directly with the hospital.
- You should leave your Discharge Summary and all the relevant hospital reports and bills with the hospital for submitting them with your health insurance claim. You can keep a photocopy of all the documents for your records.
- Another alternative to get your health insurance claim easily settled is through Turtlemint. Turtlemint offers you complete claim assistance without you having to undertake any hassles. You just have to inform Turtlemint’s claim handling department about your health insurance claim and your work is done. Turtlemint, then, coordinates with the insurance company and helps in getting your claims settled at the earliest. To inform Turtlemint of a claim, you can dial their toll-free number which is 1800 266 0101. You can, alternatively, send an email at claims@turtlemint.com to intimate about your claim. Once intimated, Turtlemint would handle your claim and you can relax.
- For reimbursement claims, you have to pay the hospital bills yourself.*When you are discharged from the hospital, collect all the original medical bills and reports along with your Discharge Summary
- Submit your claim with IndusInd on all the original medical bills and reports. The company would assess the submitted documents and reimburse you for the medical costs that you incurred
- Another alternative to get your health insurance claim easily settled is through Turtlemint. Turtlemint offers you complete claim assistance without you having to undertake any hassles. You just have to inform Turtlemint’s claim handling department about your health insurance claim and your work is done. Turtlemint, then, coordinates with the insurance company and helps in getting your claims settled at the earliest. To inform Turtlemint of a claim, you can dial their toll-free number which is 1800 266 0101. You can, alternatively, send an email at claims@turtlemint.com to intimate about your claim. Once intimated, Turtlemint would handle your claim and you can relax
IndusInd Health Insurance Renewal Process
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